gagan

Gagan Sehgal

Chief Operating Officer

Over 14 years of handling banking Operations and administration in rural as well as urban new generation banking system. He has worked with premier banking institutions like ICICI Bank Ltd, Kotak Mahindra Bank and Indusind Bank in UP in various capacities. He has had extensive exposure in Retail banking and also macro level functions such as inspection & audit, investment & banking operations and planning & development. During his assignment as Deputy Vice President with Indusind bank he headed western UP for Rural banking. He is also certified for Mutual funds by AMFI, Life Insurance by IRDA, Depository Module by NISM and AML by IIB.

Gurmeet Anand

AVP-Strategy and Resource Generation

MBA-Finance and Post Graduate in Commerce, he has an experience of over 11 years in the Development and Financial sector. Prior joining to Margdarshak in 2006, he has worked with IFFDC (a sister concern of IFFCO) for 4 years in development projects. He has intricate knowledge of the grass root level functions of Micro Finance and plays an active role in development of business for the organization. As a business planning head, he is responsible for resource generation for microfinance program including development of business plan and overall reporting the progress to Asset Liability Committee of the board.

gurmeet
anchit-copy

Anchit Pandey

Company Secretary

Company Secretary with an experience of more than 3 years in a Secretarial, Legal and Managerial work profile, with proficiency in handling Corporate Law matters, statutory compliances, drafting and documentation. Previously served as Company Secretary in Global Classroom Pvt. Ltd., Lucknow, a group company of CMS school. She is responsible for handling legal and statutory compliances of the Company as per regulatory norms.

Amit Singh

AVP- Operations

An MBA from GB Pant University of Agriculture & Technology, Pantnagar he has served with ICICI group and Coromandel Fertilisers. Amit brings with him 10 yrs of sales and marketing experience in agribusiness companies of repute. He has shouldered responsibilities in sales & business development in rural areas all across UP, Punjab & Haryana. He also has extensive experience in team management, marketing and sales planning & coordination. His skills in rural marketing and team management, are used by the organisation in operations management on day to day basis.

amit
sandeep

Sandeep Srivastava

AVP- Operations

Post Graduate in Sociology with over 17 years of grass roots experience in working with first generation entrepreneurs. He has previously worked for programme funded by NABARD, DIC Uttar Pradesh, Council of Science & Technology, and Department of Science & Technology during 1994-2000. Sandeep joined Margdarshak in 2007, as a project officer for implementing ‘Rural Industries programme’ of SIDBI in Barabanki district. He is also involved in piloting of Enterprise Loan. Presently overseeing the micro finance operations of the company and providing technical support to ensure that client outreach and financial goals and targets are met.

Anoop L. Mittra

AVP-Operations

Graduate in Electronics with over 15 years of experience in Financial services, Insurance, Telecom, BPO ITES, Marketing & Sales sectors, he possesses strong leadership skills based on integrity and positive motivation. Holds extensive recruitment experience which includes staffing, development of position descriptions, identifying corporate core competencies, developing and implementing traditional and non-traditional sourcing strategies,. His skills in rural marketing and team management, are used by the organisation in operations management on day to day basis.

anoop
sapna

Sapna Kukreja

Senior Manager- Finance & Accounts

Chartered Accountant with over 3 years of experience in corporate sector. Previously served Vodafone India with a core responsibility of handling direct and indirect taxation. Also worked with Sahara India where she was responsible for maintaining books of accounts. Primary responsible for accounts and financial management.

Himanshu Agarwal

Senior Manager Finance & Accounts

Chartered Accountant with over 4 year experience in Audit, Account and Taxation. Has worked with one of the leading chartered accountant firm of Lucknow and was engaged in audit for corporate and finalization account of partnership as well as proprietorship firms. He is currently responsible for overseeing taxation, cash flow management and stock management.

himanshu
swati

Ms. Swati Khanna

Assistant Company Secretary

Ms. Swati is a qualified member of Institute of Company Secretaries of India. She has completed her Management Training of 18 months organized by Institute of Company Secretaries of India from renowned Kanpur based Real Estate Company and having an experience of more than 1 year in Secretarial and Legal work. Presently, overseeing the Legal and Statutory Compliances of the Company as per regulatory norms.

Divya Tripathi

AVP-HR & Admin

Master in Personnel Management & Industrial Relations and Over 11 years experience in Human Resource Management especially in the areas of people management, performance management, training & development, various HR software handling, statutory compliance, recruitment & selection, Process making & implementation. Previously served Telecom Industry and Retail Sector as Human Resource Manager for implementation of organization HR policy in the organisation. She also heads the Client Education and Engagement functions of MFSL.

divya
imran

Imran Zamir

Sr. Manager-HR

Having an experience of over 8 years in the field of HR and IT, Imran Zamir has joined Margdarshak as Sr. Manager HR in July, 2016. After graduating from Roosevelt University, Chicago with a Master’s in Business Administration, he took up a job with Cricket Wireless in USA. He was responsible for overseeing the performance of the existing outlets as well as driving the company’s expansion by opening new outlets. He actively coordinated with the company’s branding department to plan a strategy that would help build a reputable reputation for the company.

Imran looks forward to using his knowledge and experience to continue to grow Margdarshak and its community while interacting closely with Operations and other departments to have a smooth functioning of HR, give strategic direction for building a respectable reputation for the company.

Ram Shankar Mishra

Sr. Manager-HR & Admin

Master in Human Resource with over 8 years experience in the HR management in the areas of sourcing/handling of manpower, employee grievance handling, implementing disciplinary policies, conducting exit interview, final settlement of employees. Previously served Kanpur Fertilizers & Cement Limited for implementation of SAP and Bio Metric Attendance.

ram
santosh

S. K. Kulshreshtha

AVP- Internal Audit

Prior to joining Margdarshak he has worked for Nationalized Bank & has Banking experience of around 37 years in Uttar Pradesh and Uttrakhand. During his tenure with bank, Mr. Kulshreshtha had worked in various rural, Semi Urban and Urban branches in Uttar Pradesh and Uttarakhand, possess vast experience in rural trading, S.M.E. and retail Credit.. Presently overseeing the audit department with respect to systems and process are adhered at the field/branch level.

Yashi Baijal

Manager – Risk

MBA in finance from Jaipuria Institute of Management, has 2.5 yrs of work experience with Barclays Shared Services, Noida as Credit Analyst. Primary responsibility includes managing implementation of risk function, consolidation of all risk reports received from various departments and report to senior management on a weekly, monthly basis.

yashni
ravi

Ravi Prakash Anand

Manager – IT

MCA & MBA with 10 years of experience on ICT & Training. Previously worked as Sr. Software Developer in VNA Software Solution (P) Ltd. and as Software Consultant in HCL Info-systems Ltd. Joined Margdarshak in June 2010. Ravi is responsible for Software Project Management & Designing, 100% real time update of data on software and submission of 100% data to credit bureau.

Satya Prakash Misra

Regional Manager-Operations

With 8 years of experience in Microfinance. Previously, worked with Cashpor Microcredit. Joined Margdarshak in May 2007 and was involved in launching mF programme of Margdarshak. Responsible for achievement of business targets in central and Eastern region.

satya
ramesh

Ramesh Yadav

Regional Manager-Operations

Ramesh Yadav is one of the senior most team members of the Margdarshak group. With over 8 years of sectoral experience behind him and the benefit of working with industry major like Cashpor, Ramesh brings rich field level experience to the organization. Presently he is leading the Microfinance operations of Allahabad Region.

Pankaj Sharma

Regional Manager-Operations

Pankaj Sharma joined Margdarshak in 2010 as a Field Officer. With his dedication and hard work towards the organisation he reached to the post of Regional Manager. Presently he is leading the Microfinance operations of North Bihar Region.

pankaj