Gagan Deep Sehgal
Chief Operating Officer
Over 16 years of experience in handling banking Operations and administration in rural as well as urban new generation banking systems, macro-level functions such as inspection & audit, investment & banking operations. He has worked with premier banking institutions like ICICI Bank Ltd, Kotak Mahindra Bank and IndusInd Bank in UP in various capacities. He is also certified for Mutual funds by AMFI, Life Insurance by IRDA, Depository Module by NISM and AML by IIB.
Gurmeet Singh Anand
Sr. VP, Treasury
MBA-Finance and Post Graduate in Commerce. With experience of over 13 years in the Development and Financial sector. He plays an active role in the development of business Planning for the organization. Prior joining to Margdarshak in 2006, he has worked with IFFDC (a sister concern of IFFCO) for 4 years in development projects. He has intricate knowledge of the grass root level functions of Micro Finance and plays an active role in development of business for the organization.
VP, Technology & Credit
He holds a MBA degree from NITIE Mumbai. With more than 9 years of significant experience in diverse areas encompassing Project management & operations across the Aadhaar & digital financial inclusion. Prior joining Margdarshak, he worked with UIDAI as State Project Manager leading Aadhaar based services implementation projects across various departments of UP Government. Earlier he worked with FINO PayTech Ltd and handled operations and implementation of various digital financial inclusion, EBT/DBT, microfinance & insurance project from cluster to zonal level in several regions of India.
VP, Audit and Legal
A Chartered Accountant (F) and Gold Medalist in Law with more than 14 years’ specialization in Credit and Risk Management, Revenue Growth & improving operational efficiency. Spearheading in Policy formulation and implementing at strategic level and risk assessment for the organization. Expertise in the turnaround and distressed business space with a demonstrated history of working in the Core Banking Stress Restructuring Division. Previous Experience in ARCIL Arms Mumbai, IndusInd Bank Limited and with Axis Bank.
A qualified member of Institute of Company Secretaries of India (ICSI) and holds bachelor degree of Commerce (B.Com) and law (LLB) with diverse experience. Accomplished Compliance Professional and Law Graduate having 7 years of experience in statutory and regulatory compliances with core competencies in Stakeholders Management, Regulatory Compliances, Drafting and Advisory. She is certified Professional in Corporate Social Responsibility and has qualified the same from ICSI and also holds certification in Microfinance by Indian Institute of Banking and Finance (IIBF).
A Compliance Professional with around five years of experience in Company Law / Secretarial Practice and Legal Affairs with core competencies in RoC compliances, RBI compliances, stock exchange and SEBI regulations. She also holds the degree of Law from University of Lucknow. In Margdarshak, she is responsible for handling the statutory compliances applicable to the company from time to time, drafting and vetting of agreements and handling of International debt transactions, listing formalities, etc.
DVP Finance & Accounts
A Chartered Accountant with over 6 years of experience in Audit, Account, and Taxation. He is currently responsible for overseeing taxation, cash flow management, and stock management. He has worked with one of the leading chartered accountant firm of Lucknow and was engaged in audit for corporate and finalization account of partnership as well as proprietorship firms.
DVP Business – HR & SPM
Master in Personnel Management & Industrial Relations and over 13 years of experience in Human Resource Management in the areas of People Management, performance management, training & development. Previously served Telecom Industry and Retail Sector as Human Resource Manager for implementation of organization HR policy in the organization. She also heads the Client Education and Engagement functions of MFSL.
Ravi Prakash Anand
Head – Quality Control
MCA & MBA with 14 years of experience on ICT & Training. Previously worked as Sr. Software Developer in VNA Software Solution (P) Ltd. and as Software Consultant in HCL Info-systems Ltd. Joined Margdarshak in June 2010. He was responsible for Software Project Management & Designing, 100% real time update of data on software and submission of 100% data to credit bureau. His current role is in the Audit & Quality Control department as Sr. Manager – QC.
Sr. Manager – Audit
A Chartered Accountant with considerable experience of working in the domain of Auditing with an exposure in Compliance of Standards of Auditing, along with drafting of Audit Reports, preparation of audit plan and ensuring its timely completion, preparation and review of various compliance reports. Have intense Experience of conducting Audit in entities like Banks, Hospitals, Schools, NGO’s, Co-operative societies etc. His key responsibilities include ensuring that all audits are as per approved audit plan and audit schedule. Also ensuring that all audits as per audit procedures laid down under audit policy.
Head – Product & Portfolio Management
He is spearheading Product & Portfolio Management at Margdarshak as DVP. He is an astute professional with over 15 years of experience in banking operations, business development, client relationship management, inspection & audit and sales. Before joining Margdarshak, he worked with top private banks of India – ICICI Bank, HDFC Bank and Axis Bank. He is driven by the unrelenting pursuit of creating a strong and compliant sales culture at Margdarshak to drive acquisitions, profitability and employee development while keeping microfinance at heart. He holds a MCA degree from AKG Engineering College, Ghaziabad.